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FinTech app development

Empowering FinTech companies with our experience

Kontomierz logo

Working with LeanCode is at a very high level! LeanCode has skillfully delivered the project as per the client's requirements. The service provider ensures effective and productive communication through meetings, interviews, and email. Their commitment, project management, availability, and supportive approach are key elements of their work.

Marzena Wójcik
Marzena WójcikProduct OwnerFinelf.com
5.0
Reviewed onClutch
Xelion logoInvoice Gateway logoKontomierz logoCredit Agricole logo

FinTech application development challenges

There are more than 350 FinTech unicorns all around the world. They all solve personal money-related problems and do it better than traditional financial institutions. Although smaller, FinTech application development faces the same challenges due to the high demand for security, performance, compliance with various regulations, and a user-friendly experience. At LeanCode, we prioritize solutions that balance functionality, safety, and ease of use.

Meeting user experience expectations

True FinTechs’ power comes from their agility and delightful user experience. Nowadays, users expect intuitive, fast, and secure platforms to manage their finances. FinTech apps must be simple and easy to navigate, making tasks like transferring money or checking balances quick and straightforward. Additionally, users expect personalized experiences, such as spending insights and tailored product suggestions. At LeanCode, our FinTech app development services blend top UX/UI practices with efficient development.

Build mobile apps two times faster for 50% of the budget

How can you build faster yet spend less money? Is this achievable without compromising scope, design, and performance? The answer to both questions is yes, and you can benefit from that using cross-platform technologies. Not only do you develop each feature for your FinTech mobile application once for iOS, Android, and Web, but you also don’t pay for the same job being done three times separately. There is only one cross-platform framework suitable for modern FinTech applications that can meet high security and performance requirements: Flutter. At LeanCode, we are Flutter Experts and have built impressive banking and FinTech mobile applications using Flutter.

Developing scalable and efficient FinTech software

FinTech applications must handle a high volume of transactions, especially during peak financial activities. Ensuring the applications are scalable, with minimal downtime and latency, is crucial but requires sophisticated backend architectures. We have developed several FinTech applications and know what works best, so you don’t waste your budget on inefficient solutions, no matter whether it comes to backend, mobile, or frontend development.

Ensuring cross-platform consistency

Providing consistent performance of features and design across mobile and web platforms can be challenging. Features must be optimized for different screen sizes, operating systems, and devices without compromising security. Fortunately, cross-platform technologies such as Flutter for FinTech mobile app development are particularly recommended and efficient in such cases. At LeanCode, we focus on solutions that help ensure the fastest time to market.

Reacting quickly to rapid technological changes

FinTech is an industry where it is very important to keep up with technological changes resulting from emerging new solutions and trends. To implement such changes efficiently, the basis is a well-designed application. When you are sure the application works reliably and is designed correctly, further features and technological innovations can be added quickly. At LeanCode, we strongly focus on solid foundations for FinTech application development.

Implementing real-time payments and money transfers with PSD2

Implementing real-time payments and money transfers is complex due to the need for immediate processing, fraud prevention, and security measures. It requires integrating multiple financial networks and payment gateways while ensuring compliance with regional regulations such as PSD2 and Open Banking. While working with LeanCode, you can take advantage of our experience from other FinTech projects.

Keeping up with regulatory Compliance (KYC, KYB, AML)

Ensuring that identity verification processes are both secure and user-friendly is challenging. Users often abandon apps during complex KYC processes, and handling false positives in fraud detection can frustrate legitimate users. On the other hand, FinTech applications must comply with Know Your Customer (KYC), Know Your Business (KYB), and Anti-Money Laundering (AML) regulations to operate. We know how to handle these requirements without compromising your app’s UX.

Solutions we have implemented in FinTech apps

KYC and KYB Processes

Identity Management

Seamless Payment Integration

Subscription Model of Payments

Credit Card Issuance, Tokenization, and Card Provisioning

Open Banking Integration

KYC and KYB Processes

We provide technical expertise to develop robust and secure KYC and KYB systems. We will help you design and develop solutions to collect, verify, and store customer and business data. This may involve integrating with third-party identity verification providers, developing document scanning and recognition capabilities, and implementing secure data storage. Does your fintech mobile application target many different markets? We can share our experience in integrating several solutions seamlessly for all locations.

Custom FinTech app development solutions by LeanCode

Contents
FinTech Mobile App Development

At LeanCode, we truly understand the unique challenges FinTech firms encounter in today’s competitive landscape. Our FinTech Mobile App Development service isn’t just about building apps; it’s about partnering with you to create tailored FinTech solutions that resonate with your customers. We pride ourselves on our deep expertise and commitment to your vision, ensuring your FinTech app is secure, user-friendly and compliant with industry regulations.

Core technologies

Other technologies

Node.js logo
Node.js
Kubernetes icon
Kubernetes
TypeScript icon
TypeScript
AWS icon
AWS
Google Cloud icon
Google Cloud
Microsoft Azure icon
Microsoft Azure

Why choose our financial software development company?

1
High-responsibility

While many agencies primarily provide you with developers, we go a step further by taking full ownership of your projects.

2
Experience from 60+ apps

You get the assurance of working with a highly skilled team that builds top-tier mobile apps, resulting in 5-star client reviews.

3
Short time to market

We don’t reinvent the wheel from scratch but leverage proven components and solutions that save development time.

4
Your tech partner

We are taking responsibility for the tech side of the project and recommend solutions that fit your business needs.

Explore our useful resources

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See our projects for the financial industry

Case Study of Credit Agricole Bank Polska App
Credit Agricole Bank Polska logo
Mobile Application

Credit Agricole Bank Polska

Case Study of Kontomierz app
Kontomierz logo
Web Application

Kontomierz

Case Study of Invoice Gateway App
Invoice Gateway logo
Web Application

Invoice Gateway

Learn more about financial app development

How much does it cost to build a FinTech app?

How long does it take to build a FinTech app? 

What are the key technologies you use in FinTech software development?

What types of FinTech software solutions do you develop?

Meet our expert

Let's quickly discuss how we can help

Łukasz Kosman, CEO LeanCode
Hi,

This is the initial scoping call. Its purpose is to get a better understanding of what you want to build. After this call, you will have an idea about your project's feasibility and the ballpark estimates.

Łukasz KosmanCEO at LeanCode